[TteFAboB]

The most important point is the source of the richness and what you can do with it. In a free democratic country your options are wide open, but the source can still be a problem.

You can't be happy and rich in North Korea, your spending options are limited and if you are rich you must have connections with Kim. You can't actually be happy in North Korea unless you don't know or can't think any better. If you have enough money to create a reading or philosophy group for people, but you are denied such a thing by Kim because he needs the population dumb and uneducated, and you are only allowed to share what he allows, and you are only allowed to let the people think what is safe (limited, partial, biased and most likely lies, these don't develop a brain, they tame it), then you certainly can't feel good knowing there's a bunch of Zombies all around and you can't even help them jump-start their minds. However, anyone who suffers from amorality doesn't have to worry about this, but I disagree such a person can be happy, for he doesn't know what happiness is, he has no conscience of it.

Now what if you are a drug lord? You're rich alright, but did you know that richness comes from the death of many customers, dealers and some other people who may have nothing to do with it, and those who don't die can have their lives severely ruined, sometimes with very small chances of recovery? Your product requires more and more larger doses to continue to make an effect as time goes by, and only a minority of people can use it safely, avoiding the worst consequences. Only someone with a severe case of amorality can be happy with this richness, and it is a very fragile richness afterall, because not only are the police forces worldwide on your tail (if you're international), but also your own kind, the fellow you thought you could trust, are willing to knock you down and take your seat. Will the exotic and luxury cars and the nice mansion (they might not last very long) make this person happy?

So how about this:

you are happy <-------> be rich as well.
If you are unhappy <------- It isn't better to be rich as well, if you cannot use your richness wisely, or if your richness comes from, say, criminal activities.

The monetary system is far from being a problem, don't stress on it.

Amorality is a far bigger problem, how can someone think it's perfectly fine to get rich being a drug lord and that the prostitute women and sports car he will get will make him happy, at least untill he gets a well deserved bullet to his head? Such a person is not a human as his cognitive processes aren't fully functional or developed to basic standards, but an animal, and if arrested he doesn't apply to Human Rights, but to Animal Protection Rights, and he shouldn't clutter prisons for men or women, but be sent to the dog compound where he will eat dog food, but obviously, don't let him near the dogs because they don't deserve to be put close to the scum of the Earth.

(the last paragraph may contain traces of sarcasm or joke).