No worries I became a MCP years ago and I have had way to many classes on Microsoft products to even count. I learned about moving the folder years and years ago from an instructor. There is a lot to the operating system that users can do if they learn how to use it correctly.
The major push by the instructor was saving your data. Losing a drive is really no big deal if your running a Raid setup. Even a disk mirror would benefit a lot of people. The thing I dislike about a lot of systems these days is how they put the OS installation files on a partition of the hard drive instead of giving you a separate disk. If your hard drive goes out you lose your OS installation files as well. Not very prudent and if anyone has such a system, usually found on laptops, back that entire disk up to a second drive in case your primary ever goes out.
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