[frau kaleun]

If we're going to have closing today at 5 PM, I have to leave the office in 45 minutes. Guess what I don't have yet?

That's right. STILL no closing documents. The loan officer claims they sent everything to the title office shortly before 10 this morning and haven't gotten anything back and have been trying to contact them with no luck (of course they waited until about 12:30 to do that, when the place was closed for lunch).

Now my agent is asking the LO or his processor to call her right away. I've already told them that I had to leave the office in less than an hour to make this happen, so is it going to happen today or not? And I have no idea what's going on.

I bought FIVE houses in Skyrim and it wasn't this stressful. All I had to do was kill a dragon, destroy an evil resurrected sorceror queen and her countless undead minions, clear out a couple encampments of bloodthirsty savages, take down a vicious drug cartel, and win a civl war.

Edit: just got off the phone with my agent. Turns out the problem was that someone at the bank sent the documents to the wrong email address at the title company. That person forwarded them on to the correct person, but because the attachments were "secure" documents that person couldn't open them because she wasn't the recipient of the original email. So they've been trying to call the bank to get the documents sent directly to the right person, leaving messages with no response. Meanwhile the bank claims they've been trying to contact the title company with no results. Um... yeah. Whatever.

But according to my loan officer they have just resent the docs directly to the correct party so she can open them and do what she needs to do and get the results back to them and to me. According to my agent that should only take about 15 minutes IF the correct person at the title company actually has received the documents, and she is calling them immediately to verify that she does have them.

What kills me is that the LO said in one of his emails that he thought the closing was at 2 PM... so he waited until almost 1 PM to start questioning why the final paperwork hadn't been done yet? Did he think I was just gonna show up at the closing and pull a cashier's check for the right amount out of my backside? Sheesh.