Well as of a few hours ago we had confirmed a closing with the title company for tomorrow afternoon. This of course was pending their receipt of final documents from the bank, after which they said they would get closing documents to me by the end of business today. The loan officer was getting copies of all the relevant emails but so far I've not seen any response from him at all. This doesn't mean that the bank hasn't taken care of it but it would be nice if they could confirm that they've been contacted and are providing what's needed.
It was about this time yesterday that they suddenly put the kibosh on today's closing so I'm kinda sitting here holding my breath and my boss is waiting for me to tell her whether I'm going to be here tomorrow or not. At least I work for a place that is very flexible about this kind of thing.
What really ticked me off yesterday was that if they had just called me and said "oh hey go ahead and do this now and fax us over the docs because we need those to finish up here and get the closing set" I could've taken care of it in five minutes, but instead it was presented to me at the very last minute as "you should have done this, why haven't you done this, YOU'RE HOLDING UP THE PROCESS, get it done now!"
And as my agent pointed out, this stuff that's been holding things up - it's not unusual stuff, not specific to this purchase. It's the standard stuff that MUST be done prior to closing and in most cases should've been done either by them or by me at their request days or weeks ago. Not two days after the loan officer tells us to go ahead and schedule the closing because he's been given the green light on it.
