[the_tyrant]

My dad is a professional investor. In his opinion, money that you own that you do not plan on spending or investing is money that you are throwing away.

Remember, inflation will eat your money away. spend it or invest it.

Asian people often have this "save all your money" mentality. And that mentality screwed a lot of them over so to speak.

In high-growth markets like China, inflation is rampant. Thus, you really need to invest it into something. The good thing is, these markets often have a very solid stock market or government bonds.

In slower growth markets, inflation isn't as bad, but there are still many very solid investments that you can invest in. You still shouldn't just throw your money into a bank. Look into bonds, stable stocks that pay dividends, or something like that.

The only time when you should throw your money in a bank is when your currency is deflating. Other than that, invest it in something, or spend it!