Quote:
Originally Posted by frau kaleun
Well, I don't know what else is coming or what to expect, so I'm sure it will be a new and exciting experience.  I've sent bank statements, paystubs, and W2s to the bank's loan dude already. I have zero debt except for what's on the Amazon card I use for everyday purchases and pay off twice a month. I got the letter notifying me that they'd checked my credit scores and let's just say that they are really, REALLY good. 
I've got a 25% downpayment on the place I want, and that's assuming I pay the price at which it's currently listed... plus $5K set aside for other expenses without touching my other savings. I should be able to add to that, depending on how long the process takes, since unless something major and unexpected comes up in other areas I've got a surplus of around $1000 a month after all current bills and expenses are paid. I can open an account at the bank where I'm doing the financing and get a nice discount on closing costs, so I plan on doing that as soon as things get underway for realz. |
Sounds to me like you got your act together. 
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That which does not kill us, makes us stronger.
We the willing, led by the unsure, have done so much with so little, for so long, that we are now qualified to do anything with nothing.
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