After many different mod tries and installs, I finally seem to have a stable client that works for me. I got past the first mission and am on my way to northern britain to bag me a capital ship.
About halfway from kiel to Brunsbuttel I find this guy.... a small polish merchant. I'm not exactly sure how.
Just down the way towards kiel a few km I saw two uboats chilling out, and there are multiple warships on both ends. So I'm not exactly sure how he got here, unless he was stuck when the war started and is just trying to hide.
He did stop when he spotted me and just sat there hoping I would pass. I almost thought about it honestly. Felt bad for the guy. But I ended up breaking out the deck gun and tossed a few high explosive rounds under the water line about 1500m off. Didn't take many and he was down.