What choice is that? Personally I would like to know how 'moving' a 401K is accomplished without penalty? Move it where? Sell off shaky investments? One can not simply cash out without a substantial tax unless you are of retirement age. A tax of upwards of 30% for early widthdrawl. So really, where is the 401K moved? Why aren't thousands doing it? Why aren't investment advisors doing this automatically for their investors?
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“You're painfully alive in a drugged and dying culture.”
― Richard Yates, Revolutionary Road
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