[the_tyrant]

Never assume that anything is truly free

Sure, we don't pay for health insurance, but we pay much more in taxes.

Healthcare costs money, and you are paying for it somehow.

You know, for the majority of people, if you stash the amount of money you spend on insurance throughout your life, statistically, it would be more than the amount that your insurance company pays you!

Think about it like this: There are people out there who pay car insurance their whole life, but has never gotten into an accident or gotten their car stolen. The whole concept of insurance is based on the fact that everyone contributes, but only a small minority actually needs it (with a bit left over as profit for the insurance companies). Thus, statistically, you are better off keeping the money you pay to insurance to yourself.

But alas, people don't want to gamble with the odds, and thus, buying insurance is, in many cases, a good idea.