Magic452 you hit it on the head.
I loaded a previous save just prior to the last refit/upgrade. I sailed to Antarctica for a week of exploring and once May was over then went to home port, Fremantle. This time instead of giving me a complete upgrade and new boat it ASKED me if I wanted one. Either way of choosing everything works fine. The one piece of equipment I did notice it would not give me this time was the passive radar detector. This along with the not asking me if I wanted the upgrade must have been the issue. I do not understand the glitch but going back to home port a wee bit later in the month did the trick.
Thank you Magic452 for this suggestion and everyone who pitched in with suggestion ... all your help is much appreciated.

Mark