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Always the same. The National Debt isn't the fault of the rich, or of the poor, or of the middle-class. The National Debt is the fault of Congress, spending money they don't have. You don't owe the debt, they do. Bill Gates doesn't owe the debt, Congress does.
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For the people, by the people. What Congress does, we've done. We absolutely owe the debt.
However, fault-wise, you are exactly right.
Edit: Maybe not. We keep electing these people.