Quote:
Originally Posted by mookiemookie
An interesting proposal.
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Yeah, it is, actually. But it would need copays substantial enough to deter people seeking emergent care for non-emergent conditions.
Since I agree with the recent ruling 100% regarding any law requiring someone to buy something they'd need to set it up as a tax program like SS (I was against republican plans that had mandates for the same reason—they are grossly beyond the scope of government power (and yeah, I'm against requiring insurance to have a car as well)). They should dismantle medicaid completely (it is hopelessly broken), and repeal medicare part D (
no one who paid in and is now collected expected free prescriptions during their working lives).
Catastrophic care insurance is also the least expensive, and most important from a public standpoint (since anyone showing up in an ER emergently MUST be seen, period). This would guarantee payment for trauma facilities, etc. Note that private is still an option here. the government would simply put out a bid for 300 million customers, and play hardball on cost and benefits.
The should also change the rules so insurance can compete over state lines (odd that congress decides to rape the interstate commerce clause for this terrible bill, yet didn't bother to actually regulate interstate commerce and allow insurance to become competitive across state lines).