Well, they do often miss, but eventually one will score. Enemy planes make no attempt to dodge bullets, they make their passes based on loadout and crew ratings.
Also, if they see you they'll vector other planes to you or ships if nearby.
Just depends on how you want to play. If your goal is to have fun and shoot planes and no concern for your sub or men, have at it. If you don't mind using saves to restart if you take on damage. Nothing is worse to be 3000 miles from base and a plane scores on you and destroys a much needed componant. For reality, if I get hit by a plane, I accept the damage and deal.
Sometimes I do chance it, I may be chasing a fast TF in the day and to dive would mean to lose it, but if the group has carriers and they know your there, they'll often send squadrons at you, giving you no choice but to dive or die.
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