I'm only asking because I'm pissed of needing to use my cellphone for banking. I hate those things and mostly have it hidden deep inside a locker. I do not wish to find it, activate it, waiting for connection, doing the transaction, then wait again for an SMS, not to mention that I need a loaded battery and a charged prepayed card. I only want to know if I compromise security or risk anything vital if using a generator instead. Which method has the higher risk/likelihood of turning me into a victim of online crime? Rates of online crime are exploding. Possible that Europeans in general are more sensitised to that than Americans. Wouldn't be the only thing.