Quote:
Originally Posted by Buddahaid
Even if you work and live within your means, how can you afford not to have health insurance? I have insurance, but if I didn't, I would be very hard put to pay the $60,000.00 it cost to have my wifes broken ankle repaired. $7,300.00 for the ER visit and $56,000.00 for the surgery.  |
That the actual amount paid, or a billed amount? What gets billed, and what the contract is for actual payment can be very different.
My wife at first comped a surgery, and they got reamed for several thousand bucks anyway, then had to charge for the surgery, because the insurance would not pay with no surgeon fee. Her fee was a couple hundred bucks, the total cost was closer to 15 grand.
One huge problem is the disconnect between paying and getting service. The patient and the doc—neither have a clue how much it costs. There is no feedback at all.