I'm fine with it I think.
Most people are forced to pay property taxes to support fire departments—there is no opting out allowed. If people are allowed to otp out, they need to face the consequences.
You need a system where you either force people to pay, or let stuff burn. That or as has been suggested, you put the fire out, then send them a bill for the actual cost of putting out the fire—and put a lien on it if they don't pony up.
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