And I always turn off auto-loading, but for a different reason. In real life they couldn't reload on the surface in heavy seas, and they couldn't reload underwater during combat as steep and sudden depth changes could be a disaster. So I never reload until the fight is over and I'm in a stable invironment, either surfaced in calm water or deep and slow with no danger nearby.
As for the different types, it's true that with auto-reload off you can choose your type, but I'm always playing early war so I usually only have G7a anyway.
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“Never do anything you can't take back.”
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