Its not just high risk patrons. Small buisnesses and pepole with good credit have alot more hoops to jump through to secure loans now.
By the way did you see that 50% of the pepole whom recieved federal aid to help with their high risk mortagages have defaulted?
http://www.washingtonpost.com/wp-dyn...082005643.html
Shocking I know.
Well it was a good election year stunt if nothing else. But it sure isnt going to help matters.