There is one advantage of using a credit card - security
This happened to me one week ago. I have one credit card that I pay off every month. Last week, I opened up my credit card statement and found a bunch of charges made in PA (I don't do PA). Gosh, what a problem....for the credit card company, not me.
I hoped on the phone, all the fraudulent charges are taken off my account, the account was closed and a new credit card was issued to me. Had to send in a signed form (did not even have to pay the postage). Sure I went four days without a credit card and survived.
This is why I use my credit card for almost all my purchases. The risk is on the part of the credit card company. That's what I am not paying interest for when I pay off the account every month.
I was glad the credit card people found a solution to
their problem of fraudulent charges.
