Quote:
Originally Posted by TLAM Strike
This is what my banker told me:
Get a credit card and use it to buy gas once a week only. Use it for nothing else.
It build up your credit and doesn't put you in debt.
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We keep small bean bag cards just for this purpose. My wife has two clothing store cards and we have one major credit card. All paid on time and carry a minimal balance. Creditors want to see consistancy in payments. No late payments or going over the credit limit. This builds your credit. Need to be careful and show restraint with the cards. That hole is so easy to dig and clawing your way out is very difficult. Been there and done that a very long time ago. Learned our lesson and got it straight.