Quote:
Originally Posted by AVGWarhawk
What my bank does is use the money in your savings to pay the overdraft and charge $5.00 for the service. It sure beats the hell out of $33.00 they normally charge. I'm not a big fan of Wells Fargo. My car loan was sold them. Like anything else when it comes to bills...you pay on time they leave you alone. 
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That 'service' is not free, even if you never use it. It is part of your accounts maintance fee. Depending on your bank you can choose to opt out of it and save a couple of bucks a month. (Till that overdraft hits)