Quote:
Originally Posted by tater
BTW, I should add that even while you spent more than you would have liked, you did NOT spend more than you HAD.
That is a CRITICAL distinction, and a reason to think when it comes to real credit cards. To build credit you need to use them, but it is oh so easy to end up in a hole that is hard to climb out of without discipline. Always use real credit with great care.
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Yea, my dad said it is not a good idea to get a credit card, and well he was right