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Old 06-29-10, 07:47 PM   #2
Ducimus
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I've used a debit card for years. Never had any problems. The trick is being always concious of how much you can afford to spend.

Add up your total monthy expenses, and subtract that from your monthly income.

Take that number and keep it in your head. Be aware of it.

Then, whenever you go out, save every receipt from every purchase on that card. Put the receipts in your wallet where you'd normally put your money.

Everytime you open your wallet, you see how much you've been spending.
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