Many of us have had the same failings. The question now is what are you going to do about it? From the tone of your posting, it seems like you recognize the problem and have accepted responsibility for it. That makes you a success.
Oh by the way, there are some debts that are excusable. Books on U-Boats and Raiders are always a good idea.
I am a bookaholic. For me it is used bookstores. I simply can't go into them any more. After years of self-help, I can now walk into a Barns and Noble book store and buy only what I was looking for. But it is tough,
So many books, so little time, so little money. It simply ain't fair.
Burt seriously, it sounds like you recognized the problem and the cause (you) and it sounds like you have a pretty good understanding of how to fix this problem.
That puts you ahead of about 75% of the population and ahead of 100% of Congress.