[mookiemookie]

There are those that see any system even slightly to the left of a Somalia-like anarchy as complete government oppression and control.

Radical deregulation led to the financial crisis. An abdication of traditional lending standards and practices led to the financial crisis. Obviously the industry is incapable of reigning in its own excesses, so naturally the pendulum will swing the other way and the Feds will reign it in for them.