Still need help here, I moved the SH IV folder to the "Games" folder on Partition C instead of the program files. This made a slight improvement, but it's still a 50|50 shot of whether or not it loads.
Sound.Act is the cause of crashes during loads. I think I'm gonna pick up a new sound card tomorrow, so a nice one for not too much. Whether or not it fixes the problem it will still be a nice addition over the built in sound.

~ Side note, game works 100% fine before TMO goes in.
~Update SHCollisions.act causes crash during fleet battles, I think it's whenever I get hit