that sounds like the event cam kicking in and it will definately tax a marginal system so turning it off will help (but i wouldnt think your system would be effected by it)
it kicks in just before the torpedo hits a ship or when a plane gets close and gives you a screen within a screen view of the action from the planes or torpedos point of view
in the options menu select game play settings and uncheck the event cam and that could cure it but i suspect you have some kind of mod soup thing going on
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