Quote:
Originally Posted by XabbaRus
Trust me Even though I am earning above the national average with my mortgage, taxes, food prices and bills there ain't much left over to save. So I can't help taking it personally as I think you would consider me a stupid person should I lose my job.
What is left goes on activities for my kids. I'd love to save more each month but it isn't always that easy. I don't have a luxury car, in fact I have a hand me down sub sub compact which I'd love to change but can't and the bigger ticket items were presents.
You know we'll have to agree to disagree but I'll keep my system with its faults rather than yours. Sorry but even with the minority who rip off the system I'll take mine. It's called social responsibility.
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Know what I do? I opened a savings account at the bank. I then signed up for online banking for this account. Every Friday I simply do an electronic transfer of $10-$20. Then forget about. Account does not exist unless monies are need above and beyond the normal expenditures. Really, you will not miss that $10.00 every week. At the end of 52 weeks you have $520.00 in savings. Does not seem like much but it is $520.00 you can lean on if needed. PS, I also to the same for my girls. $10.00 each every friday. Take me less than 3 minute to sign in and transfer. Some accounts do it automatically for you.
