I agree with you CaptainHaplo. I don't think responsible people should foot the bill for the irresponsible. As a small business owner I pay more than my fair share of taxes and insurance already.
Right now they are targeting me to pay more to cover people too lazy to work. My unemployment insurance premiums are about to go up AGAIN because they want to extend unemployment payments again. Many of these deadbeats don't look for work because they are getting paid not to. You want to cure unemployment? Quit paying people to not work.
The same thing is going to happen with health care. I'm going to end up footing the bill for those who refuse to buy coverage (just like I do now via higher premiums and taxes). That is 100% wrong. I have zero sympathy for those who aren't responsible enough to maintain their own insurance.
I do think we need health care reforms and some stricter regulations on the insurance industry. Tort reform would be a good place to start. As for the public option, it should be 100% self sufficient. We all know that's a fantasy that will never happen, and dollars to donuts, I'll be the one getting the bill.
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