Haplo, make your mind up.
If you want to try and dodge the issue by claiming its an association and as such not valid, then why on earth do you bring in an association and claim it backs up your point.
In case you don't understand.
AHIP is according to you not a valid example as it is an ASSOCIATION of health care providers.
Yet Blue Cross Blue Shield is a valid example despite being an ASSOCIATION of health care providers.
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