I haven't had anyone use my card yet. Although my parents once had someone pay for a hotel bill in Tijuana, Mexico with their credit card. And someone just used my grandparent's about a month ago, which has caused them all sorts of problems, especially since they have automatic bill pay.
My whole issue with it, is I got charged 24 dollars, by blockbuster for a movie I had already returned a week beforehand. I talk to them, and they say they're going to refund my 24 dollars, and that it should be through in the next 2-3 days, and they already refunded 1.25 to my account for the restocking fee. My issue is my bank wont refund the 34 dollars they charged me for overdrafting. Because they used my 1 free waiver in June, to waive a fee they should of never charged in the first place.
As soon as I get the 24 dollars from block buster, I'm closing the account.