Here's your "free market" at work - United, WellPoint, Aetna, Cigna, GHI/HIP, Capital District Physicians' Health Plan, Independent Health, Excellus, MVP Health Care, HealthNow and Guardian Life Insurance all use the same database to set rates and drive down physician compensation
http://www.ama-assn.org/amednews/200...3/bisb0713.htm