[Spike88]

Anyone know of any good free checking acounts? I have/had WAMU, but I'm not too fond of Chase.

My account, which is a wamu free checking, will transfer to a chase free checking account. But if I don't spend so much in debit purchases or have direct desposit in 6 months, they start charging. Which basically translates to them charging me for holding my money.
Plus with WAMU, I would get an overdraft waiver every year they'd accumulate. Not that I ever overdraft, but it was still a good thing to have, with Chase you get one every year, but you can only have a total of 1.


The main reason I have a bank account is for buying stuff over the internet. I'd charge it to my debit/credit card and then go put the money in my bank account. With Chase I have to have the money in my account before I can use my Debit/Credit card.

I'm also currently unemployed, any money I make from odd jobs is under the table and I just prefer keeping the cash on hand, although once I get a job I'll probably get direct deposit.