Honestly don't buy a Creative card unless you find a discount of 50% or more on the list price. They are not worth it.
Go with a sound card from Asus, even a c-media model from Hi-Tech is better value.
EAX is a dead end. It was with Vista and it will be so with Windows 7.
Just ask yourself which new games have come only with EAX 5. For all intents and purposes EAX stopped at 3.0; 4.0 and 5.0 are very very rare used extensions.
If you want dolby digital live or dts live then some integrated chipsets are capable no need to get a dedicated soundcard, and quality is no issue since its all digital.
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