Just a suggestion, Stealhead, it's very hard to read your posts. As a pro, we always consider layout and appearance, we want the reader to read things easily. For 'intimidation', read 'off-putting', it wasn't a jab or personal remark. More people are going to read your stuff and understand you more easily if you avoid huge blocks of dense text.
The above goes double for our non-native readers and posters - they're operating in a language that is not their own, so being reader-friendly helps them quite a bit.
Again, just a suggestion - it's my expertise. When my accountant makes a suggestion, I listen to it - it's his expertise.
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