Hi capt.
Not sure if this would be much help,but I know what you are getting at here,and it is a very valid question.It would be hard to aim precisely at vital points if you were say parallel to your target,but what you CAN do and I have done it a few times is,alter the speed setting of the torpedo,in very small increments,and make notes of where they land if they hit.So,if you wanted to aim for the rear of the ship subtract upto 0.5kts from the torp speed,even a full knot in some cases,and the same can be done for the front of the ship.Don't forget,if you cant hit a point EXACTLY,which is hard anyway,hitting in the surrounding area will probably cause secondary effects in the area you are after

I appreciate it is not as accurate as when you are facing into him,and you are waiting for him to arrive,you have more time for accuracy then,and for that method to work you would have to unlock the scope,and fire dead straight at the target/vital points.Also,its probably better to do all this from close ranges,no more than about 500m,as any further out and its a case of 'hit or miss'.
Is that any help for you?