I don't care what anybody says, in the end, the consumer is at fault and now they are simply passing the blame. Greed is at fault. What happened to personal responsibility? What happened to learning from negative consequences? They have turned it into you being the VICTIM! It is not your fault! In this feel good society, no one loses! We are all winners! If we play soccer and never win a single game, we still all get a shiny trophy! Hahahaha!
One thing is for sure, if you are the part of half the masses that thinks like this, be Your life is already written as being mediocre at best. Reality is, you will probably end up homeless on the street.
There is a sharp divide happening in America these days. There are two sides. Side one wants the government out of your life and they will fix their own problems. Side two wants the feel good method of having the government bail them out even though the government is not capable of bailing them out. What separates their thinking? Child vs adult thinking. Children do what feels good. That is what it comes down to.
Whomever gave me this BS of it being the lenders fault is an idiot. No better way to explain it. If someone sells you looks like snake oil and smells like snake oil and you buy it, who's fault is it really? I don't care how great that snake oil smells. You are the idiot.
Lenders that sell snake oil in fancy suits are still selling snake oil. They always have. They always will. It is not their fault you are an idiot.
-S
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