I have mixed feeling about this. On the one hand, I have always been an ardent supporter of Habitat. I've personally helped build 5 homes, and I would encourage others to invest time and money in the charity. It's worth it just to be able to do something that means that much to someone.
On the other hand, these homes, by dint of the areas they generally exsist in, can't really be expected to last too long. Sooner or later they will change hands, and in some cases, even the original owners fail to maintain them properly, either due to more pressing concerns, or simple neglect.
Nonetheless, as long as the time and effort is provided voluntarily, I support Habitat and programs like it. Charity is about giving selflessly, which means no expectation of reward or result. If the work you contribute or the money you donate is rendered worthless in six months, it is no matter. That's what makes it charity.
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I stole this sig from Task Force 
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