Isn't this how we got in trouble in the first place?
 

Pressuring banks to make loans they wouldent have otherwise.

http://www.washingtonexaminer.com/po.../65894577.html


Heres a bizzare idea.. Want to create jobs? Cut Taxes !

Oh and speaking of taxes...

Many small businesses need a revolving line of credit to make payroll. This is especially true with businesses doing business with state and federal government agencies in which there may be a considerable delay between when the work was accomplished and when the government pays its invoices.

The company The Frau used to work for has about a 90 day delay between when they submitted invoices and when the government paid. The only way her business could stay in business was to take out a short term loan to make payroll every two weeks and then pay it back when the government paid them.

Crappy way to do business but that's life with the government.

In this case lowering taxes would not do much if a small business can't make payroll every two weeks.

There is nothing wrong with banks loaning creditworthy businesses money. In fact, that is how businesses run in many cases.

Nope nothing at all wrong with lending money to credit worthy clients. In fact they do it everyday.

The devil lies in whom and how deem them credit worty.

No, it's actually not. Profit margin and not pressure on the poor, poor banks is what caused them to make loans without regard to whether they would be paid back or not.

If you can make a loan and not have to keep it on your books, that's a pretty strong motivation to make it regardless of traditional lending standards.