SUBSIM Radio Room Forums - Got in over my head with spending

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- - Got in over my head with spending (https://www.subsim.com/radioroom/showthread.php?t=171682)

I know who they are. I though my version was funny, and much more polite that the terms some others use for them. :D

Quote:

Originally Posted by Sailor Steve (Post 1436397)

I know who they are. I though my version was funny, and much more polite that the terms some others use for them. :D

oh :D

Have you any remote idea what the $54.30 could be for?

You should just spend like crazy. I'm told by the people in power here in the US that when faced with financial crisis, the solution is to spend a lot more.

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Originally Posted by ivank (Post 1431145)

Debit cards are horrible. I did not realize how bad it was until I went to the back today and my vovo(grandma) who is the manger sat me down and showed me the damage I did from 6/28/10 to 6/29/10.
With a card, I guess it was not apparent to me the amount I am spending, with no tangible cash, I just lost control. In the time period above I went from $878.87 to $310.85.

Spending list:
-$6.51 Play Station Network(movie rental)
-$49.24 travelling to and from Jersey City for 6hr of work
-$126.63 Barnes and Noble(I went there for 1 HK book and walked out with 1 HK raider book, 1 Uboat book, 1 HMS Renown book, and 1 membership card)
-$59.72 Best Buy(went in for a pair of headphones and walked out with NO headphone but 4 Blu Rays)
-$250.06 Amazon(went to get a book about HK 33 Pinguin, saw an interesting book about the Komet, saw another raider book, and so on...)
-$43.98 Eurosport.com (Portugal jersey shorts, to complete my Portugal uniform)
-$42.56 Applebees (I am that nice guy that if a friend asks to cover his part of the bill, I would, and I know this guy with never pay me back :cry: )

And the list goes on...

I guess I just wanted to talk to someone who is not pissed at me for this(parents, vovo, friends in Germany and my GF) So now I can not go to Germany, Nederlands, and Sweden this summer, there goes that dream.

And I just wanted to warn you guys about the dangers of the cards.

You started in credit, you ended in credit, be thankful for that. I used to spend it till it'd gone, then spend some more. Went bankrupt a few years ago and now don't touch credit at all. I have a budget of what I can spend on 'my crap' and when it's gone, it's gone!

Lessons learnt, harsh, but could be alot worse. :yeah:

Quote:

Originally Posted by jimbuna (Post 1436790)

Have you any remote idea what the $54.30 could be for?

None at all

Quote:

Originally Posted by tater (Post 1436819)

You should just spend like crazy. I'm told by the people in power here in the US that when faced with financial crisis, the solution is to spend a lot more.

:haha:

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Originally Posted by ivank (Post 1436942)

None at all

I think I'd be ringing them and asking for an update on my statement if I were you.

Surely you can do it online also.

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Originally Posted by jimbuna (Post 1436999)

I think I'd be ringing them and asking for an update on my statement if I were you.

Surely you can do it online also.

Chase wants to call Mirco before they fund me the money back

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Originally Posted by ivank (Post 1437188)

Chase wants to call Mirco before they fund me the money back

That sounds fair enough but as soon as they have tell them (depending on what their explanation is) that you didn't order anything or require said service.

Unless there's something devious in the small print somewhere I'd have thought they would have needed a signature or your authorisation.

Well it turns out when I 1st got my Xbox 360, I set Xbox Live to renew itself automatic. So I had no idea this was happening, and only realized cause my account was soo low, any charge was noticeable. So my fault

You say before at your...

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Originally Posted by ivank (Post 1438984)

plan was to move on to U.K,have you cancel this?

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Originally Posted by ivank (Post 1438984)

Well at least you have received a plausable explanation....be better from learning from it :up:

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Originally Posted by Vendor (Post 1439197)

plan was to move on to U.K,have you cancel this?

???

Quote:

Originally Posted by tater (Post 1436819)

You should just spend like crazy. I'm told by the people in power here in the US that when faced with financial crisis, the solution is to spend a lot more.

But ONLY if he gives the money to another country to spend! :know: