^ :up:

:haha:

You sound golden! :up: Good for you on the 25% down. Screw that mortgage insurance crap. Save a boat load!

All I can think of.

http://www.totalmortgage.com/blog/wp...oney-down1.jpg

Sadly, I don't know any Asian men who can go scare the crap out of anybody. I do however know a couple former paratroopers and Marines. Most of them seem to be scared of me, though... I can't imagine why. But I'd probably have to do the dirty work myself. :O:

But... but... I already ordered the uniform! I had it embroidered and everything!

Um... yeah. That's why I just had to google "mortgage insurance." :haha: But apparently that's usually only required if you are putting down less than 20%, so maybe as you say I won't have to worry about it.

I expect when all is said and done, I'll feel a lot like this at the closing:

http://imgs.xkcd.com/comics/lease.png

Angering Yakuza and/or Triads? Damn, I knew there were some I had left off my list...

<O>

So I sent the banker dude some info and asked for a ballpark figure on what my monthly payment would be at the price I am going to offer and the current rates - the number he quoted me (mortgage + taxes) is less than my current monthly rent. :rock:

Granted I doubt I will get it at that price, but even at the full listed price it's not much more a month. The best part is he misread my email and based his math on a 20% downpayment, not a flat $20K downpayment... so he underestimated my downpayment (and over estimated the amount of the loan) by several thousand dollars. :har:

Also checked with the local electric company (which would be the only utility where the bills could be significantly higher without me opting into more services) and the average monthly bill at that property over the past two years is only about $30 more than what my bill is here. Even the highest bills during the coldest winter months are only about that much more than I pay now in the winter.

In short: THIS IS SO TOTALLY DOABLE!!!!! :woot:

I am checking like, every 30 minutes to make sure the status of the property isn't suddenly upgraded to "under contract" or "pending" or something. PLEASE PLEASE PLEASE don't let anyone else make an offer on this before Saturday.

Wait, you didn't want someone else to make an offer? Uh oh.....

On behalf of the non existent SPECOPS team.
If We existed (Which We don't) I would like to thank you for your co operation by decorating a uniform that doesn't exist.

You did of course use a non existitng thread to do your embroidery work I hope.
As the non existing guidelines do not clearly state this requirement for some reason.
:hmmm:

.................. I'm Batman................................

Why uh oh? I just mean I don't want someone else making an offer and getting a lock on buying this place before I have the opportunity.

I would reply to this post but as it clearly does not and never did exist, I have found it impossible to respond.

On a related note, I'm Spartacus.

And I was joking by insinuating that I was going to make an offer on the property.

Oh, okay. That's alright then.




But... uh... just don't make an offer on it 'kay? Cuz I like you and I wouldn't want to have to kill you or anything. :O:

No worries. I know you're nervous. I certainly was before closing on my home.

And I haven't even opened negotiations yet, imagine what I'll be like when it's all happening for realz. :88)

If you're happy with the house and land, price/payments, neighborhood, then relax, it's a great investment.:up: