Strange, I've performed a full reload from my external stores of 7 torps during a storm, no worries.

One thing that would be neat, is the ability to lose crew overboard during a storm.

I think I've done that too. I have'nt changed the storm settings, I'll keep an eye out for it next time.

And to lose torpedoes when trying to transfer them in a storm, and to have crewmembers crushed by out-of-control torpedoes...

I prefer to not reload in any but calm weather. And in daylight, though I'm confused as to why they wouldn't be able to rig lighting for the procedure.

Lights at night
 

Any light source on a boat at night would be seen a long distance away. Don't think they'd want to give away their position.

I thought of that too, but in some ways daylight seems even worse. Then again, I've looked at that book and trust it as a source. It's where my complaint about the game's U-boat top speeds comes from.

What's wrong with the game's top speeds? (and, if they're wrong, can they be fixed by changing the relevant .cfg file somewhere? if so, where?)

[edit] I went in to see if I could answer my own question about where the top speeds are set in the game, and I saw where the individual sub type .cfg files do list what seem to be the intended top speeds, which appeared to be correct at least for the TypeVIIC (only one I really checked) based on the figures at u-boat.net, but then I noticed in game that I was actually getting 18-19 knots at full ahead even though the .cfg file said 17. Of course, u-boat.net said 17.7, so rounding up would be 18 I suppose, and I do have the upgraded engines, which I suppose could eke out another 1 knot, so maybe this is still OK. So I'm still curious - what's wrong with the game's top speeds?