![]() |
Quote:
|
The Preexisting crap stuff being handled in forcing them to try. Heck maybe now that they don't need the army of insurance issue finders (To deny coverage) Maybe they can invest some of that money in say reducing costs! Nah that wont happen but atleast the preexisting crap is going.
|
hey Zach,
as i said before... the pre-existing condition stuff was a step in the right direction, but... A. there is a lot of pet project "fat" to trim off this bill and B. they should not force any citizen to buy anything under duress... its nonsense. BO came to within a gnat's nuts of having full bipartisan support on this thing but they got too carried away and added too much fluff and too little substance. If there were probably 5 or 6 big ticket items cut out of this thing... i would be all over this thing with support. but lets use an analogy Silent Hunter 5's Online DRM is to the Gamers as The health care bills requirment to buy is to me agitating, irritating, intrusive... etc etc |
Preexisting CRAP?
What is insurance? The idea is that people pay in who are healthy, gambling that if they ever get really sick they will come out ahead. The whole point is that this must NOT BE TRUE for the majority. People with preexisting conditions SHOULD PAY MORE as they are demonstrably a higher risk. If you are a professional climber, for example, you should pay more for trauma coverage. Ditto a race car driver. Why should someone who is far more likely to use care not pay more? This is where the republicans derail, frankly, since no one wants to say that mom should have to pay more because she had bilateral breast cancer 10 years ago. Guess what, she should have to pay more, she's at far higher risk. (my mom was in this position, but guess what, it was fair) You know what actually controls costs well? HMOs. Everyone HATED the HMO period when it was the new thing, and it's largely gone away, but look at the stats, it worked. No one wants a real solution, they all want something for nothing. |
I will put it this way the ending of preexisting as well as the diseases caught early and treated quickly instead of festering outweighs the bad parts of the bill.
|
Quote:
Prexisting premium increases help keep the insurance business afloat—you do realize that insurance profits are only 1-2% of total healthcare expense in the US, right? They could operate not for profit, and it would do almost nothing to costs in the US. Treated quickly? The vast majority of those who are without coverage are without coverage BY CHOICE. This bill simply plops them into medicaid, or forces them to buy into some insurance. Yes, people who have it use it more. How does this catch disease early? Disease that matters, that is. Catching self-limiting stuff doesn't help, it actually hurts since it wastes provider time (and typically results in empirical care—dosing with antibiotics for every damn thing). Since the providers that are already stretched thin have XX% more patients, waits are longer. Hmm, that timely care thing isn't looking so good. As for REAL medical problems, primary care doesn't actually catch them early. Something has to present to be caught, and the people most capable of noticing early are the specialists. Doing testing—say PSA testing—has not been shown to actually improve outcomes overall, it just costs money. It's done a lot as defensive medicine, though (CYA, don't get sued). When you do present with, say, rectal bleeding, to your GP, you've just wasted a GP visit, when you really need to see a gastroenterologist. If you had no insurance at all, you'd likely have headed to the ER when you were bleeding out yer ass, right? Guess what, ER doc would have called the gastroenterologist on call. Zero difference. |
All times are GMT -5. The time now is 08:22 AM. |
Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2025, Jelsoft Enterprises Ltd.
Copyright © 1995- 2025 Subsim®
"Subsim" is a registered trademark, all rights reserved.