So how's retirement, Jim? [Archive] - SUBSIM Radio Room Forums

Onkel Neal

02-07-14, 09:34 AM

What adjustments have you made in your life? I know when I have semi-retired a few times, I got a lot of stuff done, but eventually ran out of things to do, TV shows and movies to catch up on, friends to visit.... How's it going?

Jimbuna

02-07-14, 10:32 AM

Not as well as I hoped Neal tbh...hobby wise I now realise I was ill-prepared for and gardening is one of the tasks I hate most in life.

My biggest regret is witnessing my wife going to work due to the fact she never had the opportunity to enrol in the gold plated/final salary pension schemes that were available to me before we met.

I'm already starting to consider looking for a part-time driving job or something along those lines.

Can't grumble too much though when I consider how some folk are finding it hard to meet their fuel bills and put food on the table for their kids during this current period of austerity and even whilst holding down a job in many cases.

Kind of you to ask mate :sunny:

desertstriker

02-07-14, 02:00 PM

While I am young Jimbuna I have Known several retirees and they all found another job that was partime or in some cases full time... They told me and I quote "retirement was killing me".

Jimbuna

02-07-14, 02:37 PM

Well I guess I'll find out during the course of the next six months or so :)

nikimcbee

02-07-14, 02:44 PM

You need to get yourself a good "Director's uniform" as curator/president of the Buna Aeroplane Museum. You can hire your daughter to work in the giftshop.

http://2.bp.blogspot.com/-8ybBxGKD2RE/T5iygE5x95I/AAAAAAAAGVw/U6gpp60qPS4/s1600/A%2BFamous%2BHistorian.jpg

Onkel Neal

02-07-14, 04:20 PM

Wolferz

02-07-14, 09:21 PM

Congrats on the CDL Neal.:up: Have fun dodging the lunatics.:O:

Onkel Neal

02-07-14, 09:41 PM

Thanks, man. I have years of practice doing that on 2 wheels. :shucks:

HW3

02-07-14, 10:52 PM

Some retirees I have known took up volunteer work in local hospitals doing anywhere from 1 to 3 days a week for several hours a day.

Jimbuna

02-08-14, 05:07 AM

One of the good aspects of not scraping by financially and being retired, you can take other jobs and if they don't suit you--quit and try something else. Since I left Dow I have been a Crowne Plaza Hotel manager, Cycle Gear salesman, Suzuki/Honda salesman, school teacher, and ranch hand. It keeps life interesting and helps you keep your mind fit--learning and training on a regular basis. I got my commercial driver's license Wednesday and will be driving cross country in a few weeks. Looking forward to it. What kind of driving were you considering?

Not given it any serious consideration yet but I don't have a heavy goods so I can only drive up to a maximum of 7.5 tonne.

I recently passed my forklift licences for reach and counterbalance but honestly can't see myself humping pallets of stuff from one location to another.

If anything jobwise does crop up it'll probably be via word of mouth at the most unexpected time.

Wolferz

02-08-14, 06:59 AM

Thanks, man. I have years of practice doing that on 2 wheels. :shucks:

Two wheelers stop much faster than eighteen and they are much more agile.:03: Safety first, always.:arrgh!:

swamprat69er

02-08-14, 08:16 AM

Congratulations on the CDL, Neal. Maybe sometime I might see you up here.

My new train should be in by May and with that I will be able to haul clear across Canada.

swamprat69er

02-08-14, 08:24 AM

Jim, I really cannot see you as a 'rent-a-cop'. H-Bs' job sounds interesting, though.

Jimbuna

02-08-14, 11:32 AM

Jim, I really cannot see you as a 'rent-a-cop'. H-Bs' job sounds interesting, though.

More chance I'd become a 'rent boy' :)

nikimcbee

02-08-14, 12:43 PM

More chance I'd become a 'rent boy' :)
Is that like a boy-toy?:hmmm::O:

Jimbuna

02-08-14, 03:38 PM

Is that like a boy-toy?:hmmm::O:

A bit but with better remuneration rates :O:

Herr-Berbunch

02-08-14, 05:14 PM

A bit but with better remuneration rates :O:

I bet it's a real PITA though. :03:

Thanks Swampy, it's quite interesting intertwined with a bit of boredom from waiting, and there's no guarantee of work. No work, no pay.

Full of retired people topping up their pension, Jim'd fit in just right. :O:

Jimbuna

02-09-14, 06:09 AM

I bet it's a real PITA though. :03:

Thanks Swampy, it's quite interesting intertwined with a bit of boredom from waiting, and there's no guarantee of work. No work, no pay.

Full of retired people topping up their pension, Jim'd fit in just right. :O:

LOL :)

Sadly though, with so many people taking the opportunity to retire early, this is so often the case.

Now if you mention state pension and those who choose to work on, I'd have that deferred until people actually do exit the labour market.

STEED

02-09-14, 07:52 AM

More chance I'd become a 'rent boy' :)

Don't say that jim, your have those kinky torie MP's wanting to....:o

Jimbuna

02-09-14, 08:30 AM

Don't say that jim, your have those kinky torie MP's wanting to....:o

I was thinking more along the lines of you and your mate Tony :D

swamprat69er

02-09-14, 10:05 AM

I collect both CPP & OAS 12 months of the year and only work 6 months. There is a $$ threshold you need to stay below or the goobermint claws it back. There is also a deal where one can opt in to pay CPP and still work after they are collecting it. That is what I am doing. it gives me a little more than I would otherwise be entitled to if I didn't pay into it.

Jimbuna

02-09-14, 01:18 PM

Over here you can earn £10,100 per annum but that still leaves me in the tax bracket, so any part-time earnings would be taxed @20% from £ one.

fireftr18

02-09-14, 03:16 PM

While I am young Jimbuna I have Known several retirees and they all found another job that was partime or in some cases full time... They told me and I quote "retirement was killing me".

Years ago, I knew I didn't want to stop working after retiring from the fire department. I went back to school and got a degree in sports medicine. That's one of my part time jobs now. I'm covering a middle school, little pressure, if someone does get hurt, tell the parents to take the kid to the doctor. I'm also a state fire/rescue instructor. It's enough to keep me busy without killing me on time.

Jimbuna

02-09-14, 03:19 PM

Years ago, I knew I didn't want to stop working after retiring from the fire department. I went back to school and got a degree in sports medicine. That's one of my part time jobs now. I'm covering a middle school, little pressure, if someone does get hurt, tell the parents to take the kid to the doctor. I'm also a state fire/rescue instructor. It's enough to keep me busy without killing me on time.

Nice one...I was talking to Neal on Skype today and when asked what I wanted to do I honestly haven't really got a clue :doh:

vienna

02-09-14, 03:39 PM

...I honestly haven't really got a clue :doh:

Ah, then, it's politics for you, then?...

<O>

swamprat69er

02-09-14, 04:49 PM

Nice one...I was talking to Neal on Skype today and when asked what I wanted to do I honestly haven't really got a clue :doh:
What would it take for you to get a degree in policing and teach it?

swamprat69er

02-09-14, 04:52 PM

At the 126,000.oo mark gross income the CPP claws back what they pay you for the following year. At $69,000.oo OAS claws back what they pay. So I just have to keep my total income under 69,000.oo OAS is not taxable, but CPP is.

Jimbuna

02-10-14, 05:53 AM

Ah, then, it's politics for you, then?...

<O>

LOL :)

Almost impossible getting on that gravy train and that's even having the former Foreign Secretary as a friend :)

Jimbuna

02-10-14, 05:55 AM

What would it take for you to get a degree in policing and teach it?

I'd be more adept training School Crossing Patrols :)

swamprat69er

02-10-14, 08:43 AM

I'd be more adept training School Crossing Patrols :)
As long as it pay$.:)

antikristuseke

02-10-14, 09:36 AM

Nice one...I was talking to Neal on Skype today and when asked what I wanted to do I honestly haven't really got a clue :doh:

Rejoice, that makes you a teenager :woot:

Herr-Berbunch

02-10-14, 09:49 AM

Rejoice, that makes you a teenager :woot:

Don't be daft, knowing everything makes you a teenager!

swamprat69er

02-10-14, 09:59 AM

Don't be daft, knowing everything makes you a teenager!
I guess I will never be a teenager, then.

I know nothing, and I can prove it.
Just ask my friends.:D

Jimbuna

02-10-14, 10:11 AM

None of us is as wise as all of us :know:

vienna

02-10-14, 12:44 PM

I always say I know everything and understand nothing...

<O>

Méo

02-10-14, 04:24 PM

My biggest regret is witnessing my wife going to work due to the fact she never had the opportunity to enrol in the gold plated/final salary pension schemes that were available to me before we met.

Sorry to hear that. :-?

Best of luck! :sunny:

swamprat69er

02-10-14, 10:36 PM

Are you guys in Britain keeping your feet dry?

Herr-Berbunch

02-11-14, 02:56 AM

Are you guys in Britain keeping your feet dry?

I'm dry, can't speak for everyone though.

Jimbuna

02-11-14, 06:08 AM

Are you guys in Britain keeping your feet dry?

Up north it's cold but dry.

swamprat69er

02-11-14, 08:16 AM

I would have to say that cold is better than wet. That is unless you like living in a rice paddy.

Jimbuna

02-11-14, 02:27 PM

I would have to say that cold is better than wet. That is unless you like living in a rice paddy.

Rgr that...every time :yep:

Fubar2Niner

02-11-14, 02:50 PM

Dry in east London, for how long.................. Now there's a question. I wonder if Toff Boy could shed an answer?

My old fishing grounds.... God help the poor buggers !

Jimbuna

02-11-14, 02:56 PM

I actually thought it was more pathetic of Miliband, visiting an area where he has next to no support and the locals showed their disdain to the press.

Bad move Ed, rather counter productive and an obvious attempt at taking some kudos out of other peoples misfortunes.

I hope my party membership contributions will be better spent in the future.

Fubar2Niner

02-11-14, 03:02 PM

Have to agree there Jim, re Milliband. Seems all parties are trying to flame somebody, regardless of political persuassion atm. Would be better by far if instead of touring the affected areas, they bloodywell did something !!! But maybe I'm just stupid :doh:

Back to the topic subject tho. Happy retirement old mate :sunny:

Best regards

Fubar2Niner

Jimbuna

02-11-14, 04:18 PM

Thank you my friend :sunny:

Rockstar

02-16-14, 12:09 AM

Not given it any serious consideration yet but I don't have a heavy goods so I can only drive up to a maximum of 7.5 tonne.

I recently passed my forklift licences for reach and counterbalance but honestly can't see myself humping pallets of stuff from one location to another.

If anything jobwise does crop up it'll probably be via word of mouth at the most unexpected time.

Hah you cant fool us, you're the Stig.