View Full Version : Flat Broke and Nothing To Show
sonar732
04-07-08, 07:23 PM
Well,
It might be a while until I'm back online ladies and gentleman. Back in December, I had to quit my dream job of working at SF because the entry level position didn't pay enough to offset daycare cost. Now, after being jobless for almost four months, our funds have been depleted to $1000 in the red. What's at risk? Internet, cell phones, and the van my wife drives to work.
I've had quite a few job interviews, but they just haven't panned out. I'll have internet for one more day before it being shut off, so y'all take it easy!
Joe
Hopefully you'll get everything sorted as soon as possible! :up:
Kapitan_Phillips
04-07-08, 07:34 PM
sonar, the absolute best to you, my friend. I have the utmost faith things will work out for you, and I hope you can find some way of letting us know how you're doing! :yep:
Best of luck. Not the greatest situation to be in, but I'm sure you'll pull it through :)
bookworm_020
04-07-08, 08:28 PM
Hope you get back on your feet soon!:up:
Tchocky
04-07-08, 08:29 PM
Best of luck man :)
Having the Navy on your resume should help you out, says you can take orders :D
1 - Nice to see CCIP posting, and off the meds :p
2 - Joe, I'm about two months behind you :)
Best of luck there fella, I know that situation.
Was made redundant a month or 2 before christmas last year; been living on company payout since then.
I've been for a few interviews earlier this year, and got one job about 20 minutes drive from home, turns out they were offering 18k (which was nice) for more hours than I was working before at my last job (which wasn't so nice).
I ditched the job after one day, partly to do with the conditions, but mostly due to the fact that on balance I was getting the same money as my last job (which was crap for what I was doing) and working more hours for it.
I have until the end of this month to get more work, otherwise I'll be flat broke. Then I look at the list of bills and required expenses:
Gas: £150.00 quarter (ish)
Electricity: £175.00 quarter (ish)
Rent: £450.00 calendar month
Telephone: £35.00 monthly
Internet: £19.99 monthly
Council tax: £90.00 monthly
Car insurance: £55.00 monthly
Water rates: £175.00 yearly (2 instalments)
Food & drink: £150.00 month (we could spend so much more...)
Contents insurance: £22.50 monthly
So, say we have a monthly figure of 45 quid for gas + elec and a few other bits and bobs we're looking at the better part of a thousand quid a month between the two of us, not including her car insurance, tv license etc.
I dread to think what it would cost if we had kids. And the fact that if you earn £18,500.00 our beloved government has seen fit to increase income tax on some of the lowest paid people in the country. Nice:down: http://news.bbc.co.uk/1/hi/uk_politics/7333496.stm
The whole money thing sickens me at times. Seems like all we do for most of our lives is work to make some other **** richer, be it a bank, insurance company or business that will 'let you go' at the first sign of not making quite as much profit as they were hoping to this year... make the lowest paid workers redundant (and try and skank them out of what they are subsequently owed) rather than getting rid of the senior management idiot who over-extended the company with it's clients and by buying out a competitor, who's employees were kept on instead of the rest of us who were there first.:hulk: Not that I'm bitter about any of it of course.
Keep yer chin up and don't let the bastards grind you down.
Friend of mine sent similar message from a library. About to become homeless. Some months later got news she was working for a newspaper. Now, her book is being published in the next few months.
Cheer up, keep plugging, you'll win!
I was homeless once. Bad luck is not permanent. See you back soon!
Graf Paper
04-07-08, 10:11 PM
From those of us who occupy the niche of perpetually "down-and-out", I wish you best of luck and many blessings, sonar! :yep:
I suppose it's a good thing that much of my satisfaction in life is now derived from being a homebody. So long as I have coffee and my old computer to monkey around on, I'm generally a happy man.
@Brag:
I had no idea camping out in the Cambodian jungle after your plane got shot down counted as being homeless. :p
CptSimFreak
04-07-08, 10:39 PM
I'm near same boat....just found a cheap room....looking for a job....bank account is running dry....
XabbaRus
04-08-08, 02:57 AM
Jumpy what kind of car are you driving or is that for 2 cars?
I have to agree with all the rest though.
HunterICX
04-08-08, 03:26 AM
Good Luck, Sonar
lets hope everything will be better soon
HunterICX
Dmitry Markov
04-08-08, 04:23 AM
Good Luck! And come back online!
Sailor Steve
04-08-08, 06:10 AM
Three months ago I ended a one-and-a-half year stint of homelessness. I'm grateful to be able to post from home rather than the library, and to be able to play - and play with - games again.
I'm still not working full-time, and things are still iffy in the home department, so I know how you feel. Keep plugging; something will work out.
kiwi_2005
04-08-08, 06:20 AM
Haven't had a full time job since 2006, just part time here and there doing old jobs yet somehow i manage to pay the bills/internet/food so can't complain i cannot enjoy a holiday at the beach etc., but everyday is like a holiday for me. I kinda like it, im not going to turn out fithly rich this way yet as long as i get to eat and have the internet im okay:yep:
Good luck, Sonar.
Skybird
04-08-08, 07:05 AM
Good luck. They say the look you greet the world with, returns to yourself. Hope you get the needles out of the red zone that way soon.
Jumpy what kind of car are you driving or is that for 2 cars?
I have to agree with all the rest though.
After a succession of junk cheapo cars, I spent 4 years saving and not spending anything I didn't have to, in order to buy a landrover discovery 300tdi (2.5L). My insurance is fully comp and includes breakdown recovery and has the maximum no-claims discount.
She drives a fiat seiciento 1.1 sporting, but considering she's had several bumps her insurance is almost 90 quid a month :lol: I blame it on a lack of spatial awareness.
We are both just breaking into our 30's.
If only it was for 2 cars lol I've mentioned having 2 car insurance in my name, but she doesn't want that, as she wants her own insurance and no-claims. Go figure, it's probably chaper but you can't tell 'em.
antikristuseke
04-08-08, 09:52 AM
Just got a job myself after having been unemployed since the first week of January. Good luck, hoefully your problems will be over soon.
FIREWALL
04-08-08, 10:42 AM
Good Luck Sonar :up: If it's any confort , all of us one time or another have had our foot near the Abyss.
SUBMAN1
04-08-08, 10:52 AM
Man - I'd have a fire sale of possesions, and take a job delivering pizzas if I were in the same boat. Buy a junker car for $500 that could get me around and thats it. You've got to do something like that. A pizza job could net you a couple $K each month at least. Take two jobs - grocery store + pizza job.
WHere there is a will, there is a way. Sorry to hear you're on hard times my friend. I hope you can pull out of it.
-S
Ishmael
04-08-08, 01:17 PM
Don't feel like the Lone Ranger, fellow ping-jockey. I've been technically unemployed since Nov. 2006 when I was laid off and hired back as an independant contractor and functionally unemployed since last April due to my wife's stroke and my need to be her caregiver. The only thing that's saved us is a little inheritance my wife received from her mother's estate. I have been husbanding that over the past year and a half and I can stretch it for another year or so. I just started looking for work but, at 54, I'm competing against people half my age and having a wife with medical problems only drives up their health care costs.
As for me, I just see it as life in Republicanland. They, their DLC fellow travelers and corporate cronies have gutted the US manufacturing base for the past 30 odd years. So I always fall back on this old saying:
"Those who still have faith in the system, have yet to experience it fully."
sonar732
05-09-08, 10:33 PM
I'm talking to the Active Army recruiters now since none of the job interviews have panned out.
PeriscopeDepth
05-10-08, 12:45 AM
I'm talking to the Active Army recruiters now since none of the job interviews have panned out.
Whatever route you end up taking, good luck.
PD
XabbaRus
05-10-08, 05:11 AM
Hope something turns up sonar. Jumpy now I see why your insurance is so high. My dad has a Disco 3 - glad I don't.
It pisses me off that all over the press they say people should save, but how? you need £40,000 a year to save anything meaningful. I'd love to put money into a pension but then what? Budget is maxed out...
^^
I don't mind being stung a certain amount on insurance... I'm fully comp with max no-claims bonus/protected no-claims and the car was valued at 5k - I'm 31 now so it ought to come down in a few more years. Either that or I'll look to a specialist insurer. It's car tax I really hate. Fortunately despite GB's best efforts to flece the motorist with backdated tax hikes in the most recent buget, I'll only end up paying a max of £200.00 per year for car tax. Had I saved a little longer and got a discovery2 td5 model made from 2001 onwards, in 2010 the cost to tax the car would be £455.00 per year! For a Disco3 tdv6 it's a shed load more.
http://www.parkers.co.uk/cars/road-tax/ works out how much you're going to have stolen off you :down:
Sonar: Keep at it mate.
I'm a great believer in things happening when they're supposed to - after a couple of weeks with nobody getting back to me jobwise, I had 4 people from an agency I'm registered with ring me on the same day, all wanting to discuss jobs they want to put me forwards for.
SUBMAN1
05-11-08, 01:26 AM
Well,
It might be a while until I'm back online ladies and gentleman. Back in December, I had to quit my dream job of working at SF because the entry level position didn't pay enough to offset daycare cost. Now, after being jobless for almost four months, our funds have been depleted to $1000 in the red. What's at risk? Internet, cell phones, and the van my wife drives to work.
I've had quite a few job interviews, but they just haven't panned out. I'll have internet for one more day before it being shut off, so y'all take it easy!
Joe:cry:
Sell the van, kick the cell phone to the curb, but keep the internet. You need it for your job search. Also, have a fire sale / garage sale. Sell some stuff on Craigs list too. Kick any TV / cable bills, but keep the lights on, food on the table, and a roof overhead as first priority.
Hope all turns out. I hate it when people go through this kind of crap.
-S
Kapitan
05-11-08, 07:18 AM
Good luck and hope it all works out for you in the end !
sonar732
05-19-08, 08:32 PM
I'm a few days away from the Medical officer approving my "fit for duty" letters from the two doctors I needed.
Active Duty Army
SUBMAN1
05-19-08, 08:36 PM
I'm a few days away from the Medical officer approving my "fit for duty" letters from the two doctors I needed.
Active Duty ArmyGood to hear! At least you got something to do!
-S
bradclark1
05-19-08, 10:22 PM
I'm a few days away from the Medical officer approving my "fit for duty" letters from the two doctors I needed.
Active Duty Army
What MOS are you getting?
sonar732
05-20-08, 10:20 AM
I'm a few days away from the Medical officer approving my "fit for duty" letters from the two doctors I needed.
Active Duty Army What MOS are you getting?
I won't know that until I get to MEPS. I'm going to try something medical so I can get a job easily if, and when, I get out. Plus, I'm sure that I wouldn't get a security clearance due to prior money issues within the past 2 years.
bradclark1
05-20-08, 10:34 AM
I'm a few days away from the Medical officer approving my "fit for duty" letters from the two doctors I needed.
Active Duty Army What MOS are you getting?
I won't know that until I get to MEPS. I'm going to try something medical so I can get a job easily if, and when, I get out. Plus, I'm sure that I wouldn't get a security clearance due to prior money issues within the past 2 years.
As a medic if you want to go that way you can get EMT certified in service. More in the hospital thing I would think Xray tech would have good transferable skill plus good pay on the outside. As far as security clearance stuff thats mostly tied to rank (higher rank higher clearance) unless of course you try to get a job requiring top secret or above.
sonar732
05-20-08, 10:42 AM
I'm a few days away from the Medical officer approving my "fit for duty" letters from the two doctors I needed.
Active Duty Army What MOS are you getting?
I won't know that until I get to MEPS. I'm going to try something medical so I can get a job easily if, and when, I get out. Plus, I'm sure that I wouldn't get a security clearance due to prior money issues within the past 2 years. As a medic if you want to go that way you can get EMT certified in service. More in the hospital thing I would think Xray tech would have good transferable skill plus good pay on the outside. As far as security clearance stuff thats mostly tied to rank (higher rank higher clearance) unless of course you try to get a job requiring top secret or above.
My wife and I have been leaning towards radiology tech 68P or pharmacy tech 68Q. I just won't know until I get there. My GT taken 11-17-06 was 119 so my options are wide open.
bradclark1
05-20-08, 01:48 PM
I don't think you can go wrong in either of those.
sonar732
05-20-08, 08:23 PM
Another thing that I've been thinking is that if I decide to become a lifer, I might attempt Chaplain Assistant 56M.
Platapus
05-20-08, 08:49 PM
sonar732,
I honour your decision to serve our country.
However, I have to ask: If it were not for your economic situation, would you still have considered military service?
Please believe me that this question is not meant to be disrespectful in any way.
Good luck and for what ever your reasons for joining up, thank you for your service to our country. :up:
sonar732
05-20-08, 10:47 PM
sonar732,
I honour your decision to serve our country.
However, I have to ask: If it were not for your economic situation, would you still have considered military service?
Please believe me that this question is not meant to be disrespectful in any way.
Good luck and for what ever your reasons for joining up, thank you for your service to our country. :up:
No worries!
I've wanted to get back into the military since I left the Navy in '95. That's one of the things my wife and I keep talking about because eversince I met her in '00...I talked about the military. She also knows this is the best opportunity for me for two reasons...
1. The decision/desire to serve.
2. The sense of belonging to something that I'm proud to be a part of.
For #2...When I served in the Navy and reported to my boat, the fellow shipmates always made fun of me because I gave the smartest salute I could each and every day while embark or debarking the boat. "You'll learn to just give a lazy one." they always said. I couldn't believe that they would say such a thing.
I still have my boot camp photo from '94 hanging on my wall if that tells you anything.
bradclark1
05-21-08, 08:36 AM
Another thing that I've been thinking is that if I decide to become a lifer, I might attempt Chaplain Assistant 56M.
I don't think that would do much for you on the outside though.
sonar732
05-21-08, 09:24 AM
Another thing that I've been thinking is that if I decide to become a lifer, I might attempt Chaplain Assistant 56M. I don't think that would do much for you on the outside though.
Oh...I know...that's why I was thinking about it as a lifer position.
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