unfortunaly there are not many innert cargo types. you can differ between freight, fuel, ammo and empty.
in my mod ammo and fuel will in most cases cause a catastrophic explosion that will instantly destroy the ship and it will sink quite fast. When the fuel cargo does not ignite it will take the longest to flood because fuel is floating on water and it takes long time to replace fuel with water. Freight type cargo will flood faster then empty but be also less important for floatability of entire vessel bacause you can put more water in an empty ship then in one loaded with freight.
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