Saved! 7 percent fuel left and I found the resupply ship!
On the way to the AO I'd received a radio message about a friendly u-boot, and then when I got near the area I ran into 4 destroyers. Maybe the milkcow was killed in transit? Dunno, but I'm back in business!
Bonus! During the four day trip down to the refuel tanker I'd been hounded by airplanes almost the entire way. I had to crash dive several times a day basically. In order to conserve fuel I hadn't recharged my batteries and by the time I reached the end they were at 60% or so. However the refit seems to have magically recharged them.